Recover Unpaid Rent
After Move Out
You can hold former Tenants accountable even
after they move out. Report unpaid rental debt to
the Credit Bureaus and motivate former Tenants to
pay back what they owe.
You can hold Former Tenants accountable even after they move out. Report unpaid rental debt to the Credit Bureaus and motivate former Tenants to pay back what they owe.
- No court order or Collections Agency needed.
- You keep 100% of what you recover.
- The debt may remain visible on the credit file for up to 7 years.
- Up to 22x times more effective than traditional collections methods.
THE PROBLEM
Unpaid Rent Is Easy To Ignore
When a Tenant moves out owing money, Landlords are left with the loss. Without
accountability, unpaid rent is easy to ignore and hard to recover.
THE SOLUTION
An Alternative to Rent Debt Collection Services
When you report rental debt to the Credit Bureaus, it becomes harder
to ignore and easier to recover.
- Tenants are significantly more likely to resolve debts that impact their credit.
- 77% of Tenants are more likely to pay when rent impacts their credit.
- Future Lenders and Landlords can see unpaid rental debt on a credit report.
- Transparency for Landlords increases, creating a more stable rental system.
Why Reporting Rental Debt Works
When unpaid rent is reported to the Credit Bureaus, it becomes harder
to ignore. What was once easy to walk away from becomes a financial
obligation that follows the Tenant until it’s resolved.
When unpaid rent is reported to the Credit Bureaus, it becomes harder to ignore. What was once easy to walk away from becomes a financial obligation that follows the Tenant until it’s resolved.
How It Works
Unpaid rental debt is reported to the major Credit Bureaus.
The debt appears on the Tenant’s credit report as an
outstanding balance.
Future Lenders and Landlords can see the unpaid debt when
making decisions.
Reporting unpaid rent does not require consent, when used
for debt recovery. Read our legal framework to learn why.
The Impact
Tenants are more likely to take action to resolve unpaid rent.
Unpaid rent becomes visible beyond the lease. The debt is no longer just between you and the Former Tenant.
Lenders and future Landlords may consider the unpaid balance when reviewing applications.
Debt Reporting gives you a compliant recovery path without court orders, collection agencies, or commissions.
How It Works
Unpaid rental debt is reported to the major Credit Bureaus.
The debt appears on the Tenant’s credit report as an
outstanding balance.
Future Lenders and Landlords can see the unpaid debt when
making decisions.
Reporting unpaid rent does not require consent, when used
for debt recovery. Read our legal framework to learn why.
The Impact
Tenants are more likely to take action to resolve unpaid rent.
Unpaid rent becomes visible beyond the lease. The debt is no longer just between you and the Former Tenant.
Lenders and future Landlords may consider the unpaid balance when reviewing applications.
Debt Reporting gives you a compliant recovery path without court orders, collection agencies, or commissions
RENTAL DEBT USED TO BE INVISIBLE TO THE CREDIT SYSTEM
Debt Reporting for US Landlords
See how Debt Reporting compares to traditional rent debt collection services
and why more Landlords are choosing to report rental debts to the Credit Bureaus.
FrontLobby
Alternatives
One time low cost fee
Keep full control of your file
No commissions on recovered funds
No court order required
Reports to Credit Bureaus
Creates long-term accountability
Professional, non-invasive approach
Start in minutes
No ongoing follow-up required
RENTAL DEBT USED TO BE INVISIBLE TO THE CREDIT SYSTEM
Debt Reporting for
US Landlords
See how Debt Reporting compares to traditional rent debt collection services and why more Landlords are choosing to report debts to the Credit Bureaus.
FrontLobby
Alternatives
One time low cost fee
Keep full control of your file
No commissions on recovered funds
No court order required
Reports to Credit Bureaus
Creates long-term accountability
Professional, non-invasive approach
Start in minutes
No ongoing follow-up required
Alternatives
Reports to all 3 Credit Bureaus
Reviewed by Privacy Commissioner of Canada
PIPEDA Compliant
Works for 1 or 1000+ units
Optional software integration, not mandatory
On-time rent helps Tenants build credit
Late rent affects Tenant’s credit
Free membership option
Invented Rent Reporting in Canada
Rental Debt Doesn’t Disappear After Move-out
Reporting unpaid rent to the Credit Bureaus creates accountability that makes rent debt collections easier.
Reporting unpaid rent to the Credit Bureaus creates accountability that makes rent debt collections easier.
SIMPLE SET UP
Getting Started Takes Minutes, Not Days
You can start reporting rent debt in just a few minutes, no
integration required, it works with your current process.
Create Your Free Account
Get set up in under
10 minutes.
Record the Debt
Enter the amount of unpaid
rent owing.
Start Debt Reporting
Debt is reported to Credit Bureaus and
remains on the credit file for 7 years.
Create Your Free Account
Get set up in under 10 minutes.
Record the Debt
Enter the amount of unpaid
rent owing.
Start Debt Reporting
Debt is reported to Credit Bureaus and remains on the credit file for 7 years.
- Nationwide Compliance
- 10 Minute Set Up
- Works with Your Current Process
What Changes When Unpaid Rent Impacts Credit
Former Tenants are more likely to address outstanding balances when
unpaid rental debt is reported.
Debt Gets Prioritized
When unpaid rental debt impacts credit, it becomes harder to ignore. Former Tenants are more likely to respond, communicate, and work toward resolving what they owe.
Recovery Becomes More Likely
Many Landlords have few practical options after move out. Debt Reporting creates
accountability that can encourage former Tenants to repay outstanding balances.
Debts Don't Just Disappear
A Tenant may move out, but the debt can remain visible on their credit file. Future
Landlords and Lenders may be able to see the reported debt until it is resolved.
Debt Gets Prioritized
When unpaid rental debt impacts credit, it
becomes harder to ignore. Former Tenants are
more likely to respond, communicate, and work toward resolving what they owe.
Recovery Becomes More Likely
Many Landlords have few practical options
after move out. Debt Reporting creates
accountability that can encourage former
Tenants to repay outstanding balances.
Debts Don't Just Disappear
A Tenant may move out, but the debt can
remain visible on their credit file. Future
Landlords and Lenders may be able to see the
reported debt until it is resolved.
BUILT FOR EVERY TYPE OF LANDLORD
One Platform. Any Portfolio Size.
Whether you manage one unit or thousands, FrontLobby adapts to
how you operate.
Small Landlords
Report a rental debt in minutes with no minimum unit count or required technology.
Growing Portfolios
Report and manage unpaid rental debt across multiple properties from one place.
Property Managers
Bulk Debt Reporting, software integrations, and dedicated support for larger portfolios.

Integrations Available

API Access

Enterprise Grade Secutiry
Enterprise Ready
Built to scale with your portfolio, with bulk reporting, software
integrations, and tools designed for professional Property Managers.
- Portfolio-wide Debt Reporting services.
- Software integrations and API access available.
- Dedicated onboarding and support.
- Centralized visibility with custom activity tracker.
- Report utilities, storage, parking, and any other fees agreed on.
- Secure, compliant and reliable reporting.
Debt Reporting Services for Every Size Landlord
Start Debt Reporting no matter your size or technology stack. We make it easy for every Landlord to report to the Credit Bureaus.

Integrations Available

API Access

Enterprise Grade Security
What Landlords See Happen
Traditional rent debt collection services are not the only option. Landlords are recovering unpaid rent with Debt Reporting.
TOP QUESTIONS
Things You Need To Know
Everything you need to know about pricing, compliance, and how
FrontLobby works.
What is FrontLobby and how can it help me recover unpaid rent?
Do I need the Tenant's consent or a court order to report the debt?
What information do I need to report a debt?
How long does unpaid rent stay on a Tenant's credit report?
What happens after I report the debt?
What does Debt Reporting cost?
Which Credit Bureaus does FrontLobby report to?
Can I report a Tenant who is currently living at my property?
To get started, please email us at support@frontlobby.com or book a call to speak with a FrontLobby specialist.
What else can I do with FrontLobby?
Landlords can also use Rent Reporting for current Tenants to report both on-time and missed rent payments to the major Credit Bureaus. This creates accountability throughout the Tenancy and reinforces consistent payment behavior.
With a free FrontLobby membership, Housing Providers can also access Landlord Assist, a complimentary AI tool that delivers instant answers to common landlord legal and compliance questions.
Together, these tools support transparency, reduce delinquency risk, and help create a more responsible rental environment. Learn more at FrontLobby.com.
Do You Still Have Questions?
You can reach us directly by email at support@frontlobby.com, request a callback through this online form, or use the live chat feature available in your account.
Our Help Center is also a great resource, with step-by-step guides, videos, and helpful articles designed to answer common questions quickly.
If Rent Isn't Reported,
It Doesn't Matter.
From screening to reporting to recovery, everything works together to help you get paid and stay in control.
- Screen Tenants with confidence before you sign a lease.
- Turn rent into a priority with Credit Bureau reporting.
- Recover unpaid rent faster after a Tenant moves out.
- Reduce missed payments and reward on-time rent.